project report

  By Sharda Associates | CA Firm, Bhopal, Madhya Pradesh, India You Need a Detailed Project Report for Your Bank Loan and You Want to Know the Real Cost Before You Start This is one of the most searched questions before a loan application—and one of the least clearly answered. Most people find vague answers online that say anywhere between Rs.3,000 and Rs.50,000 without explaining why the range is so wide or what actually determines the cost. The real answer depends on three things—the size of your loan, the complexity of your business or project, and who prepares the document. A flour mill applying for Rs.15 lakh under PMEGP needs a different DPR from a cold storage unit applying for Rs.2 crore from NABARD. And a software-generated template costs nothing to produce but often costs weeks of delays and eventual rejection when the bank returns it. Sharda Associates is a CA firm based in Bhopal, Madhya Pradesh, India. Our CA team prepares CA-certified detailed project reports for ban...

  By Sharda Associates | CA Firm, Bhopal, Madhya Pradesh, India You Have Been Running Your Business for Years and Someone Just Asked for Your Udyam Number—Do You Have One Most small business owners in India fall into one of two groups. The first group registered on the Udyam portal, has their certificate downloaded, and uses that number every time they apply for a bank loan, government scheme, or tender. The second group is still running their business without MSME registration — either because they did not know it existed, assumed it was complicated, or thought it did not apply to them. If you are in the second group, this guide is written for you. MSME registration in India in 2026 is free, takes less than 30 minutes online, requires no physical documents, and opens up benefits that can genuinely change how your business accesses finance, wins government contracts, and handles disputes with large buyers who are not paying on time. Sharda Associates is a CA firm based in Bhopal, M...

  By Sharda Associates | CA Firm, Bhopal, Madhya Pradesh, India You Have a Business Idea, You Have the Skills, But the Money Is Not There — Udyogini Scheme Was Made Exactly for This Situation Sharda Associates is a CA firm based in Bhopal, Madhya Pradesh, India. Our CA team prepares loan documentation for women entrepreneurs across India — and the conversation we have most often goes something like this. A woman calls us. She has been making pickles, or stitching clothes, or running a small food business from home for two or three years. She has customers. She has a product. What she does not have is formal credit, a business registration, or any idea that a government scheme exists that will give her a subsidised loan with almost no collateral to scale up what she is already doing. That scheme is Udyogini. And if you are a woman running or planning a small business in India, this guide will tell you everything you need to know about it — in plain language, without the jargon. We h...