Invoice Financing for Small Businesses in India
If your business regularly supplies goods or services to large companies or government departments, you already know the pain of the payment cycle. You complete the work, raise the invoice, and then wait — 30 days, 60 days, sometimes 90 days — while your supplier payments, salary commitments, and operational costs pile up. You've essentially funded your buyer's operations with your own money, and the cash to run your business is stuck in a piece of paper. Invoice financing solves this specific problem. Instead of waiting for your buyer to pay, you get an advance against that unpaid invoice — typically 80% to 90% of its value — within 24 to 48 hours. When the buyer eventually pays, the advance is settled, minus a small fee. No new collateral, no new loan, no long approval process. At Sharda Associates , we work with businesses that need financing for their operations — whether through invoice financing, working capital loans, or term loans — and help them prepare CA-certified pr...
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