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ITR Filing Due Date AY 2026-27 — July 31 or October 31 Which Deadline Is Yours

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ITR Filing Due Date AY 2026-27 — July 31 or October 31 Which Deadline Is Yours By Sharda Associates | CA Firm, Bhopal The ITR Deadline Is Coming and You Are Not Sure Which Date Applies to You It is that time of year. Your accountant mentioned the ITR deadline. You saw something online about July 31. Someone else told you the deadline is different for businesses. Now you are confused about which date actually applies to your specific situation. This guide gives you a direct, clear answer. Which ITR due date applies to you for Assessment Year 2026-27, why different dates exist, what happens if you miss your deadline, and why filing your ITR correctly and on time directly affects your bank loan approval chances. At Sharda Associates, a CA firm based in Bhopal, Madhya Pradesh, we help businesses across India with their complete financial documentation needs including CA-certified Project Reports, CMA Reports, Feasibility Reports, and Detailed Project Reports for bank loan applications. Ove...

How to Improve DSCR in CMA Report — Complete Guide 2026

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By Sharda Associates | CA Firm, Bhopal You submitted your CMA Report with your loan application. You waited weeks. And then the bank came back with one specific problem  your DSCR is below the required minimum and your CMA Report needs to be revised before they can proceed with credit appraisal. You are frustrated. You do not fully understand what DSCR means. You definitely do not know what to change to make it better. And you are worried that changing numbers in your CMA Report will look like you are manipulating the figures. This guide answers all of those concerns directly. What DSCR is, why it is below the minimum, what legitimate strategies exist to improve it, and exactly what our CA team does at Sharda Associates to structure your financial projections so DSCR stays comfortably above 1.25 for every repayment year. At Sharda Associates, A CA firm based in Bhopal, Madhya Pradesh , we have helped over 45,500 businesses across India get their CMA reports right—including hundreds...