project report

 If your bank has suddenly asked for a "TEV report" instead of the usual project or feasibility report you were expecting, you're not the only one confused about why the same loan application sometimes needs a simple feasibility report and sometimes needs a full techno-economic viability (TEV) study. The answer depends on your loan size, project type, and your specific bank's internal policy, all of which now sit under RBI's revised project finance framework introduced If you're unsure which report your bank actually wants, Sharda Associates' CA-led team can help you figure this out before you commission the wrong document—call or WhatsApp tel:+918989977769. What Changed Under RBI's Project Finance Directions? In June 2025, RBI notified the Reserve Bank of India (Project Finance) Directions, effective from October 1, 2025. These directions apply to commercial banks, NBFCs, housing finance companies, urban cooperative banks, and All India Financ...

 Getting the allotment letter and signing the Agreement to Lease feels like the finish line, but for an MIDC plot, it is closer to the starting gun. MIDC’s own requirements for setting up a new industry list several permissions and clearances that need to be obtained after allotment. Missing the required sequence or timelines can result in additional charges, delays, or, in serious cases, issues with the plot allotment. This is where proper project planning and documentation can make a significant difference. Sharda Associates can assist entrepreneurs with CA-certified project reports, Detailed Project Reports (DPRs), financial projections, bank loan documentation, and project-related consultancy to help prepare the documentation required for setting up and financing an industrial project. 📞 Need assistance with your MIDC project or CA-certified project report? Contact Sharda Associates: +91 89899 77769 Here’s what actually needs to happen, in the order it needs to happen....

CMA (Credit Monitoring Arrangement) data is prepared by the borrower, not the bank — usually with the help of a Chartered Accountant firm or a specialised financial documentation consultancy, since the report has to follow a specific format that banks use to assess working capital and credit limit requirements. Banks in India are required to obtain CMA data before sanctioning or renewing working capital and cash credit limits, which is why a properly prepared, "bankable" CMA report is essential for anyone applying for or renewing such a facility.  Sharda Associates , a CA-certified financial documentation provider, prepares bankable CMA reports for businesses applying for working capital and CC limits. What Exactly Is CMA Data, and Why Does It Exist? CMA data was originally introduced as a standardised way for banks to assess a borrower's financial position before extending or renewing credit — rather than each bank designing its own format, CMA data gives a common stru...

A project report, also known as a detailed project report (DPR), is a necessary document if you are asking for an industrial plot from MIDC, MPIDC , KIADB, KSSIDC, or any other State Industrial Development Corporation. Before your application is even reviewed, the project report is required under every state's land allotment policy, such as Madhya Pradesh's Industrial Land and Building Allocation and Management Rules, 2025, and MIDC's Ease of Doing Business land allotment rules. A weak or generic report could cost you the plot itself if it is rejected at the Land Allotment Committee (LAC) stage; however, the cost of this report is a minor portion of your overall investment.  At Sharda Associates , our CA-certified project reports for land allotment are prepared to match each authority's checklist, starting from Rs.2,999, so your application moves through scrutiny without back-and-forth queries. What Does a Project Report for Land Allotment Cost Actually Cover? A basic ...